tort law discussion, writing homework help

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HYPOTHETICAL: Mary has a standard auto insurance policy which covers monetary losses from personal injuries, medical payments, and collision damages. She was severely injured in an accident with John, who ran a red light. Mary’s husband was killed, leaving her with huge funeral bills.

DISCUSSION:

  1. If Mary sues John, what damages might she recover?
  2. If Mary sues John, what is the role of the insurance coverage?
  3. If Mary sues John and recovers from him, what is the impact of the insurance?
  4. Discuss any other ramifications that an insurance policy might have on the suit or settlement negotiations.
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